Rhode Island Uninsured / Underinsured Car Accident Lawyer | Insurance Law
This informative Rhode Island Insurance Law Blog Post was authored by Rhode Island Personal Injury Lawyer, David Slepkow 401-437-1100
What if I am injured in a Rhode Island Car Accident but the person who caused the auto accident has no insurance?
In some cases, the person who caused the Rhode Island Motor Vehicle Accident does not have Liability Insurance. If the person who caused the Rhode Island Car Crash does not have liability Insurance then you may have to file a claim against your own uninsured / Underinsured Policy. So long as you have uninsured motorist protection, you will be able to file a claim against your own insurance company for uninsured claims.
Underinsured Motorist protection is also invaluable in Rhode Island. Underinsured Motorist coverage protects you if the person who was at fault for the accident does not have enough insurance to pay your medical bills and damages.
Uninsured / Underinsured Coverage is crucial in Rhode Island. Everyone should obtain Underinsured and Underinsured Motorist Coverage! A Liability Policy covers third parties injured in an accident if you were at fault. Uninsured/ underinsured Motorist Coverage protects you and other occupants of your vehicle if another person negligently causes personal Injury.
In fact, Insurance Agents are Liable under RI law to give you the option to obtain such Insurance and you must waive such coverage each year in writing. If you don’t waive the coverage then the Insurance Company must provide the coverage to you.